Analysis of the Determinants of Access to Agricultural Credit at Local Bank of Mutual Agricultural Credit

The objective of this paper is to determine the factors that favour granting credit in microfinance institution at Local Bank Mutual Agricultural Credit (LBMAC) largest BENIN a rural area. In methodological terms, estimation logistic regression model has been made. Several variables are collected explain access agricultural institution. results estimates show that, having one person as guarantor and seniority obtaining loan influence credit. As result, LBMAC very selective, greatly limiting demand for from farmers. So, economic policies must offer favourable conditions micro-finance sector increase their numbers also allow them be less selective.